Chapter 2 The health insurance game
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The Health Insurance Game (HIG) gives participants first-hand shared experience 'buying' and 'selling' health insurance under a variety of policy regimes. The HIG framework is flexible to accommodate not only different policies, but also different academic backgrounds, math abilities, class sizes, and time frames. While the HIG was originally designed for the US institutional setting, it has been adapted and played in several countries with different systems including government single-payer. The key insights regarding adverse selection, moral hazard, and the unintended consequences of various policy constraints apply across health systems. This chapter describes the game and provides teaching tips and materials including slides and scorecards.

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