This chapter describes the manner in which PSD 2 was implemented into Croatian national legislation. It explains the specificities of the Croatian payment landscape prior to the implementation of the PSD 2, especially taking into account its previous substantial change, resulting from the implementation of the PSD 1. This chapter further gives an overview of the legal acts through which the PSD2 was implemented in Croatia and gives the reasons for the chosen approach. Furthermore, the chapter explains which national discretions were implemented in Croatia, as well as the consequences of the chosen national discretions. Finally, a brief explanation is given of a specific manner in which Croatian legislator chose to comply with some of the EBA Guidelines.
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