Chapter 9: Financing the ventures of the poor
The financing needs of low-income entrepreneurs are examined. The possible sources of money available to a person in poverty are identified and patterns in their availability reviewed. Attention is devoted to new emerging sources, including microcredit schemes and crowdsourcing. A staged model is introduced to distinguish financing needs at different points in the evolution of a venture. Issues in and approaches to the poor becoming “bankable” are examined. Ongoing gaps in funding are identified.
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